bad.loans
Buy or sell-sideFund managers - disposing or acquiring distressed positions

Asset Managers

Both sides of the trade - within the same workflow.

For asset managers running distressed-credit, NPL, or special-situations strategies. Whether winding down inherited exposures or building a new NPL book, the platform serves both sides with the same audit-grade execution layer.

Dual-role workspace

List portfolios you're disposing AND bid on portfolios you're acquiring - single account, segregated workflows, no cross-contamination.

Fund-of-funds friendly

Allocate across multiple sub-funds with separate IC approvals; each fund maintains its own audit trail and bid history.

Performance reporting

Aggregate performance views across both buy-side and sell-side activity - bid-to-settlement ratios, recovery realization, cycle times.

Create an institutional accountHow the workflow runs

Also serving

Commercial BanksTier-1 SAMA-licensed institutionsGovernment & Development BanksREDF, SIDF, SRC, Social Development BankServicers & Recovery FirmsDisposing on behalf of originatorsDistressed Credit & Special Situations FundsSpecialist NPL & special-situations vehiclesPrivate Equity FirmsPE firms with credit & special-situations armsSovereign Wealth FundsPIF, Mubadala, ADIA-style direct programs

Regulatory Notice: bad.loans is a marketplace for distressed debt and non-performing loan portfolios, facilitating listing, due diligence, and auction-based price discovery between institutional counterparties. The Platform does not process payments, hold client funds, or operate escrow; settlement is executed directly between counterparties through licensed banking institutions of their own choosing. bad.loans is not licensed by the Saudi Central Bank (SAMA); it is designed to align with the Anti-Money Laundering Law (Royal Decree No. M/31) and the Personal Data Protection Law (PDPL). Participation is restricted to institutional counterparties only.