bad.loans
Sell-sideDisposing on behalf of originators

Servicers & Recovery Firms

Sell on behalf of originators with structured workflow and clean handoff.

For licensed servicers and specialist recovery firms acting on behalf of originating lenders. Run multiple disposals in parallel, each in its own ring-fenced workspace, with controlled visibility back to the originating institution.

Multi-mandate workspace

Manage simultaneous disposals across multiple originator clients without cross-contamination. Each mandate is isolated, audited, and exportable.

Originator-side reporting

Auto-generated progress reports back to the originating lender - engagement analytics, bidder activity, settlement timelines - in their preferred format.

Recovery-led pricing

Pricing engine surfaces recovery-curve scenarios, legal-cost overlays, and NPV under your assumed workout timelines so buyers can model their net acquisition.

Regulatory Notice: bad.loans is a marketplace for distressed debt and non-performing loan portfolios, facilitating listing, due diligence, and auction-based price discovery between institutional counterparties. The Platform does not process payments, hold client funds, or operate escrow; settlement is executed directly between counterparties through licensed banking institutions of their own choosing. bad.loans is not licensed by the Saudi Central Bank (SAMA); it is designed to align with the Anti-Money Laundering Law (Royal Decree No. M/31) and the Personal Data Protection Law (PDPL). Participation is restricted to institutional counterparties only.