bad.loans
Sell-sideREDF, SIDF, SRC, Social Development Bank

Government & Development Banks

Resolve government-backed distressed exposure with a transparent audit trail.

For Saudi government and development banks running policy-driven lending mandates - Real Estate Development Fund, Saudi Industrial Development Fund, Saudi Real Estate Refinance Co., Social Development Bank. The platform's audit-grade execution log is built for regulatory and parliamentary review.

Audit-grade execution log

Every action - listing, NDA, bid, withdrawal, settlement - logged immutably for compliance review by SAMA, internal audit, or parliamentary oversight.

Sharia-aware structures

Native support for Murabaha, Ijara, Musharaka, Mudaraba, and Sukuk-structured exposures - categorized correctly so buyers price them accurately.

Public-private buyer mix

Reach both private institutional buyers and the secondary network of policy-aligned acquirers - the platform handles both within one process.

Request institutional accessHow the workflow runs

Also serving

Commercial BanksTier-1 SAMA-licensed institutionsServicers & Recovery FirmsDisposing on behalf of originatorsDistressed Credit & Special Situations FundsSpecialist NPL & special-situations vehiclesPrivate Equity FirmsPE firms with credit & special-situations armsSovereign Wealth FundsPIF, Mubadala, ADIA-style direct programsFamily OfficesInstitutional family offices with credit mandates

Regulatory Notice: bad.loans is a marketplace for distressed debt and non-performing loan portfolios, facilitating listing, due diligence, and auction-based price discovery between institutional counterparties. The Platform does not process payments, hold client funds, or operate escrow; settlement is executed directly between counterparties through licensed banking institutions of their own choosing. bad.loans is not licensed by the Saudi Central Bank (SAMA); it is designed to align with the Anti-Money Laundering Law (Royal Decree No. M/31) and the Personal Data Protection Law (PDPL). Participation is restricted to institutional counterparties only.